Auto Insurance

Auto InsuranceAuto insurance or car insurance coverage has two parts. The first is the liability section of the policy. It covers your financial responsibility for injuring others. Some liability coverage is required by most states.

The second part of auto insurance covers the vehicle itself: comprehensive coverage reimburses losses from fire, theft or other perils; collision coverage pays to repair losses caused by an accident. Often this coverage is mandated by leasing companies or banks. There are also ancillary medical, car rental and other coverages which vary by state.

Utilizing high deductibles on the physical damage coverages can help reduce premiums. If you carry umbrella insurance, you must be sure that you carry the required amount of basic liability insurance to avoid a gap in coverage for a serious accident.

We offer free, comparative quotes on auto insurance from multiple insurance companies so you can obtain the most competitive rate available from our carriers.

Want to see how much we can save you? Just request an auto insurance quote to find out.

October 22nd, 2015 by J. Goodman Insurance Agency